Frequently Asked Questions (FAQs)

1. Does House Crusaders loan money?
   No.
2. I'm facing foreclosure. Is there any way that the foreclosure can be stopped so I can stay?
   Yes, it's possible, especially if you have at least three weeks before your house is scheduled to be sold at auction, and if you can show that you have the means and intention of getting caught up. You can download our free report in the Free Reports & Forms section of this website to learn the secrets of fighting the foreclosure battle with your mortgage company.
3. I owe about as much as the house is worth. Real estate agents don't seem to be able to help me. They say I don't have any equity. Is there any way that your investors can buy my house?
   It is true that there needs to be some equity in your home in order for an agent or an investor to get involved, but there are many ways to create equity that real estate agents can't do and others don't know how to do! For example, equity can be created through smart repairs and upgrades. Also, if you have missed any payments, or you are facing that situation soon, then your lender might be willing to negotiate with us so that everyone can come out a winner. There are other ways to turn your situation into a good deal for everyone involved. Don't assume that you have no way out. Contact us and tell us about your situation.

   WARNING: If you are facing foreclosure with anything less than 90 days until the sale date then using a real estate agent is HIGHLY UNLIKELY to get your house sold in time!

4. I want to sell my property and avoid the credit problems and expenses that come with a foreclosure and with filing for bankruptcy. Can you buy my house fast?
   Yes, provided it meets the guidelines of our investors. It all depends on the details of your situation.
5. How much time do you need to buy my property?
   We can arrange to have your property purchased in as little as 3 days if you own it free and clear. We need more time for a property that has loans or liens, and more still for one that is facing foreclosure or where what you owe is more than the house is worth. It all depends on the lender and the lender's attorneys. You have more options available the more time you give us, and you are likely to walk away with the most cash, too. Contact us today to explore your options and to get on our calendar.
6. I have a recent appraisal. Is that what my house is worth?
   Most likely your appraisal is high as compared to the actual value a homebuyer will pay for your house right now, as-is. Appraisers often feel pressure to look on the bright side. Lenders get to make more loans with a higher appraisal, so there is some push there. Also, real estate agents are always trying to push home values higher to get higher commissions. It's not that anybody is lying, it's just the way the system works.
   
   If you really want to know what your house is worth, find out what similar houses in your area (same subdivision if possible) have been selling for recently, subtract 10% to cover commissions and other closing costs, and then subtract the cost of any necessary repairs.